CPF LIFE Payout Estimator
Project your monthly and lifetime CPF LIFE payouts at age 65 across BRS, FRS, and ERS retirement sums and the three plan choices. No Singpass login required.
CPF LIFE is the lifelong monthly payout scheme that activates at your selected payout start age (default 65, can be deferred up to 70 for higher payouts). The amount you receive depends on your Retirement Account balance at age 55 (BRS, FRS, or ERS tier) and the CPF LIFE plan you pick (Standard, Basic, or Escalating).
Use this estimator to compare plans side by side before committing. For exact, cohort-specific figures, log in to CPF.gov.sg LIFE Estimator (Singpass).
CPF LIFE Payout Estimator
Project your monthly and lifetime CPF LIFE payouts from age 65 based on your Retirement Account balance, plan choice and sex. Educational estimate — for exact figures use the CPF LIFE Estimator (Singpass login).
Compare plans (at this RA balance)
| Plan | Monthly | Lifetime |
|---|---|---|
| Standard | $1,747 | $419,184 |
| Basic | $1,608 | $385,956 |
| Escalating (starting) | $1,267 | $369,519 |
Compare retirement sum tiers (at current plan)
| Tier | RA balance | Monthly | Lifetime |
|---|---|---|---|
| BRS | $106,500 | $873 | $209,592 |
| FRS | $213,000 | $1,747 | $419,184 |
| ERS | $426,000 | $3,493 | $838,368 |
Want the full retirement picture?
Read the deep-dive guides on the BRS / FRS / ERS framework, how to top up CPF for tax relief, and the OA-shielding tactic that replaced SA shielding in 2025.
Read CPF Shielding 2026 Singapore →
