Best Credit Card Promotion Sign Up Offers in Singapore

Shaynee TanMay 07, 2026•6 min read

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Say goodbye to the hassle of hunting for freebies during credit card roadshows! You can do the same online now.

Join us as we unveil credit card sign-up offers, and receive exciting freebies such as iPad, Dyson products, and other merchandise by signing up online. Here are the list of freebies!

Plus, don't miss out on hidden gems like atrium & warehouse sales and pasar malams in Singapore.

Apply directly via our SingSaver partner: Citi Cash Back+ Card for unlimited 1.6% cashback no minimum, Citi PremierMiles Card for never-expire miles plus airport lounge access, or Citi SMRT Card for transport bonus rates.

Card	Bonus/Rewards	Terms
			Citi Rewards Apply by 1 Jun 2026	Choose one: S$380 Cash via PayNow 25,000 Max Miles (worth S$600) Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth S$499)	New Citi credit card holders only Min spend S$500 within 30 days of card approval
10X rewards points (4 miles per S$1) on online spending except travel Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries 10X rewards points (4 miles per S$1) on offline fashion shopping and department stores Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card 1X reward point for every S$1 on all other spending No min. spend required Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles
			Citi Cash Back+ Apply by 1 Jun 2026	Choose one: S$380 Cash via PayNow 25,000 Max Miles (worth S$600) Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth S$499)	New Citi credit card holders only Min spend S$500 within 30 days of card approval
6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas) 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas) Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card Up to S$1 million travel insurance coverage when you charge your travel tickets to this card 0.25% cashback for all other spending, even if you do not meet the min. monthly spend
			Citi PremierMiles Apply by 1 Jun 2026	Choose one: S$380 Cash via PayNow 25,000 Max Miles (worth S$600) Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth S$499)	New Citi credit card holders only Min spend S$500 within 30 days of card approval
1.2 miles per S$1 spent locally 2 miles per S$1 spent in foreign currency Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
			Citi Cash Back Card Apply by 1 Jun 2026	Choose one: S$380 Cash via PayNow 25,000 Max Miles (worth S$600) Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth S$499)	New Citi credit card holders only Min spend S$500 within 30 days of card approval
6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas) 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas) Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card Up to S$1 million travel insurance coverage when you charge your travel tickets to this card 0.25% cashback for all other spending, even if you do not meet the min. monthly spend
			Citi M1 Platinum Visa Apply by 1 Jun 2026	Choose one: S$380 Cash via PayNow 25,000 Max Miles (worth S$600) Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth S$499)	New Citi credit card holders only Min spend S$500 within 30 days of card approval
Earn up to 10% Citi M1 Rebate on your M1 recurring bills and 0.3% Citi M1 Rebate on all retail transactions. Earn up to 1% Citi M1 Rebate on purchases at M1 stores. Waiver of activation fees for Data Passport
			Citi SMRT Apply by 1 Jun 2026	Choose one: S$420 Cash via PayNow 25,000 Max Miles (worth S$600) Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth S$499)	New Citi credit card holders only Min spend S$500 within 30 days of card approval
5% savings on all groceries, online purchases, and transportation spend. 0.3% savings on other retail spend Redeem your SMRT$ for cash rebate or shopping vouchers
			Citi PremierMiles X CitiGold	There is no promotion at the moment.	New Citi credit card holders only Min spend S$500 within 30 days of card approval
1.2 miles per S$1 spent locally 2 miles per S$1 spent in foreign currency Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
			Citi Prestige Card	There is no promotion at the moment.	New Citi credit card holders only Min spend S$500 within 30 days of card approval
Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort 5 ThankYou Points (2 miles) for every S$1 spent overseas and 3.25 ThankYou Points (1.3 miles) for every S$1 spent locally Six complimentary golf games at highly celebrated golf courses in Singapore, Malaysia, Indonesia and China Savour an enchanting Four Hands collaboration presented by Citi Gourmet Pleasures Unlimited complimentary access to hundreds of Priority Pass airport lounges From travel and entertainment to day-to-day tasks such as organising a delivery, our global Citi Prestige Concierge team is here to support your lifestyle at home and abroad

Apply directly via our SingSaver partner: Standard Chartered Simply Cash Credit Card for 1.5% uncapped cashback, no minimum spend, permanent no annual fee.

Card	Bonus/Rewards	Terms
			Standard Chartered Simply Cash Apply by 1 Jun 2026	Choose one: S$350 Cash via PayNow S$370 Grab Vouchers Samsung Galaxy Buds4 Pro + S$100 eCapitaVoucher	New Standard Chartered credit card holders only Spend min. $800 within 30 days of card activation and approval
1.5% cashback for all spend, no min. spend and no cashback cap Enjoy offers and privileges for online, dining, retail and more with The Good Life® 2 year annual fee waiver Cannot be used for EZ-Reload
			Standard Chartered Journey Apply by 1 Jun 2026	Choose one: S$180 Cash via PayNow 12,000 Max Miles Samsung Galaxy Buds 4 Pro (worth S$349) Samsonite Straren Spinner 67/24 (worth S$600)	New Standard Chartered credit card holders only Spend min. $800 within 30 days of card activation and approval
Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants Earn 2 miles for every S$1 on foreign currency transactions Earn 1.2 miles for every S$1 spent locally S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023 S$10 off Grab rides to or from Changi Airport 2 complimentary visits to Priority Pass lounges around the world each year Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000 Rewards points do not expire Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme
			Standard Chartered Smart	There is no promotion at the moment.	New Standard Chartered credit card holders only Spend min. $800 within 30 days of card activation and approval
No cash advance fee No annual fee Get 3 months of Disney+ subscription Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap Enjoy 0% interest rates with 3-month EasyPay instalment tenure and 100% cashback on service fee
			Standard Chartered Visa Infinite	There is no promotion at the moment.	New Standard Chartered credit card holders only Spend min. $2,000 within 60 days of card activation and approval
Earn up to 3 miles per dollar in every statement cycle where a min. eligible spend of S$2,000 is made. Complimentary Priority Pass membership with 6 lounge visits a year. Receive complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to this card. Get access to exclusive card offers and privileges with The Good Life programme. Earn rewards points on education, rental, insurance, and tax payments via SC EasyBill. Local spend: 3.5 rewards points (1.4 miles per S$1) Miles do not expire.

Apply directly via our SingSaver partner: HSBC Revolution Card for 4 miles per dollar online and contactless, permanent no annual fee, or HSBC Live+ Card for 5% on dining, groceries, fashion and entertainment.

Card	Bonus/Rewards	Terms
			HSBC Live+ Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 25,000 Max Miles (worth S$600) Xiaomi Smart Filtered Water Dispenser Pro + S$100 eCapitaVoucher Bundle (worth S$469) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date.
Enjoy up to 8% cashback when you dine, shop and have fun, locally and abroad Indulge your inner foodie with sweet deals of 15% discount at restaurants through our curated dining programme restaurants with accelerated cashback For a limited time, receive additional SGD100 cashback when you make at least one qualifying spend. Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680) or SGD200 cashback when you spend at least SGD500 and provide marketing consent Existing HSBC cardholders will receive SGD50 cashback.
			HSBC Revolution Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 25,000 Max Miles (worth S$600) Xiaomi Smart Filtered Water Dispenser Pro + S$100 eCapitaVoucher Bundle (worth S$469) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date.
10X rewards points (equivalent to 4 air miles or 2.5% cashback per S$1) on online purchases and contactless payments 1X reward point for every S$1 on all other spending No min. spend required No annual fee Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders
			HSBC Advance Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 25,000 Max Miles (worth S$600) Xiaomi Smart Filtered Water Dispenser Pro + S$100 eCapitaVoucher Bundle (worth S$469) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date.
Get 1.5% cashback on all local & overseas purchases with no min. spend Get 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month Get additional 1% cashback on all your credit card spending with HSBC Everyday Global Account Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders
			HSBC TravelOne Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 25,000 Max Miles (worth S$600) Xiaomi Smart Filtered Water Dispenser Pro + S$100 eCapitaVoucher Bundle (worth S$469) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date. Pay annual fee to be eligible to receive a gift (S$196.20 incl. GST)
Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app Accelerated earn rate: up to 2.4 miles for your spending Travel privileges: Complimentary travel insurance coverage (including COVID-19), 4 x complimentary airport lounge visits for primary cardholders and more Split flexibly: Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel.
			HSBC Visa Platinum	There is no promotion at the moment.	-
5% cash rebate on local dining and groceries (including online groceries) Up to 17% discount plus 5% cashback on fuel spending at Caltex and Shell 1X reward point for every S$1 on all other spending Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders

Featured Brands

Apply directly via our SingSaver partner: OCBC INFINITY Cashback for 1.6% unlimited cashback, OCBC 365 Credit Card for 5% on dining and 22.92% on petrol, or OCBC Rewards Credit Card for online shopping points.

Card	Bonus/Rewards	Terms
			OCBC Rewards Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow 25,000 Max Miles Dyson Airstrait™ Straightener (worth S$799) Samsung Galaxy Buds 4 Pro (worth S$349) + S$180 eCapitaVoucher Bundle (worth S$529) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	Valid for new OCBC CC holders only. Spend a min. of $300 in qualifying transactions within 30 days of card approval.
Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10 Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides Enjoy complimentary e-commerce protection on all your online purchases made with this card Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned Get fast approval and use your digital card instantly when you apply via MyInfo
			OCBC 90N MasterCard Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow 22,000 Max Miles Dyson Airstrait™ Straightener (worth S$799) Samsung Galaxy Buds4 Pro (worth S$349) + S$180 eCapitaVoucher Bundle (worth S$529) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	Valid for new OCBC CC holders only. Spend a min. of $300 in qualifying transactions within 30 days of card approval.
Earn 1.2 and 2.1 miles per S$1 spent locally and overseas respectively Flexibility of converting points to miles: 1 Travel$ = 1 mile No expiry on Travel$ earned, and no conversion fee Travel$ can be converted to 1.2% cashback Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee.
			OCBC 90N Visa Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow 22,000 Max Miles Dyson Airstrait™ Straightener (worth S$799) Samsung Galaxy Buds4 Pro (worth S$349) + S$180 eCapitaVoucher Bundle (worth S$529) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	Valid for new OCBC CC holders only. Spend a min. of $300 in qualifying transactions within 30 days of card approval.
Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively Flexibility of converting points to miles: 1 Travel$ = 1 mile No expiry on Travel$ earned, and no conversion fee Travel$ can be converted to 1.2% cashback Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee
			OCBC 365 Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow 22,000 Max Miles Dyson Airstrait™ Straightener (worth S$799) Samsung Galaxy Buds4 Pro (worth S$349) + S$180 eCapitaVoucher Bundle (worth S$529) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	Valid for new OCBC CC holders only. Spend a min. of $300 in qualifying transactions within 30 days of card approval.
6% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery) 3% cashback on groceries at supermarkets (both local and overseas) and online groceries 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas) 3% cashback on recurring telco and electricity bills 3% cashback on online air and cruise tickets purchases, and hotel bookings on platforms like Agoda and Airbnb Complimentary travel insurance of up to S$500,000 Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations
			OCBC Infinity Cashback Apply by 1 Jun 2026	Choose from: S$400 Cash via PayNow 22,000 Max Miles Dyson Airstrait™ Straightener (worth S$799) Samsung Galaxy Buds4 Pro (worth S$349) + S$180 eCapitaVoucher Bundle (worth S$529) Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$999!	Valid for new OCBC CC holders only. Spend a min. of $300 in qualifying transactions within 30 days of card approval. *Welcome offer is stackable
1.6% unlimited cashback on all eligible spending with no min. spend and no cap Cashback automatically credited to cardholder's OCBC Infinity Account 1 year annual fee waiver

Apply directly via our SingSaver partner: UOB One Card for up to 10% on selected merchants and 5% on general spend with S$2,000 monthly minimum.

Card	Bonus/Rewards	Terms
			UOB One Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.
Get up to 10% cash rebate on the following 5 categories: groceries, health and beauty, convenience stores, transport, and food delivery Enjoy a 10% cash rebate on Grab services, Dairy Farm Group merchants (e.g. Cold Storage, Giant, Guardian, 7-Eleven), and UOB Travel Planner transactions (total of up to 10%) Up to 5% cash rebate on all other retail spend Up to 6% cash rebate on Singapore Power utilities payment Up to 10% SMART$ rebate at over 300 merchants across 3 categories: dining, shopping, and groceries Petrol savings of up to 21.15% at Shell and 24% at SPC Enjoy up to 2.5% p.a. interest on your UOB One savings account as you spend on your credit card
			UOB EVOL Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.
Enjoy 8% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay) All other spends earn 0.3% cashback Gain access to over 1,000 deals at eco-friendly, dining, and online shopping merchants Receive a first-year annual fee waiver. Annual fee for subsequent years waived with min. 3 transactions every month. Receive up to 2.5% p.a. interest with your UOB One Account when you spend with the UOB EVOL Card
			UOB Absolute Cashback Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.
1.7% cashback with no spend exclusions No min. spend required to attain 1.7% cashback rate No cashback cap Cashback earned in current statement period is automatically used to offset the following month's bill Enjoy up to 15% off on petrol at SPC and Shell stations Get access to American Express card privileges, including a complimentary FoundersCard membership (registration required)
			UOB Lady's Card Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.

			UOB PRVI Miles Visa Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.
Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda 2.4 miles for every S$1 spent overseas, 1.4 miles for every S$1 spent locally No minimum spend and cap on miles earned at all times Complimentary travel insurance of up to S$500,000 Earn up to 6 bonus KrisFlyer miles for every S$1 spent if you also apply for a new KrisFlyer UOB Account
			UOB PRVI Miles Mastercard Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.
Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda 2.4 miles for every S$1 spent overseas, 1.4 miles for every S$1 spent locally No minimum spend and cap on miles earned at all times Complimentary travel insurance of up to S$500,000 Earn up to 6 bonus KrisFlyer miles for every S$1 spent if you also apply for a new KrisFlyer UOB Account
			UOB PRVI American Express Apply by 31 May 2026	First NTC at 2pm & 10pm: S$400 Cash via PayNow Remaining NTCs: S$90 Cash via PayNow	New UOB credit card holders only. Min. spending of $1,500 within 30 days from card approval.
Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda 2.4 miles for every S$1 spent overseas, 1.4 miles for every S$1 spent locally No minimum spend and cap on miles earned at all times AMEX exclusive: 20,000 loyalty miles every year with min. annual spend of S$50,000 Up to 8 complimentary airport transfers to Changi Airport in a year Complimentary travel insurance of up to S$500,000
			UOB Krisflyer	There is no promotion at the moment.	-
Earn 3 Krisflyer miles per S$1 spent on dining, food delivery, online shopping, travel, transport and SIA-related purchases Earn 1.2 KrisFlyer miles for all other spends There’s no conversion fee and no cap on how many KrisFlyer miles you can earn Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$100 nett in a single transaction Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver Complimentary travel insurance of up to S$1,000,000

Maybank credit cards (XL Rewards, Family and Friends, Horizon, eVibes) accept applications directly via Maybank Singapore. For the latest welcome offers across all banks compared, see SingSaver's best cashback credit cards round-up.

Card	Bonus/Rewards	Terms
			Maybank Horizon Visa Signature	There is no promotion at the moment.	-
Earn up to 1.2 air miles (3X TREATS Points) on hotel booking, cruise & travel packages and many other local retail spend, with no minimum spend required. Earn up to 2.8 miles per S$1 spent overseas and all air ticket expenses with a minimum spend of S$800 using the Maybank Horizon Visa Signature card. Complimentary Airport Lounge Access Complimentary travel insurance coverage of up to S$1,000,000 when you charge your travel fares in full to your Maybank Horizon Visa Signature Card
			Maybank Manchester United Platinum Visa	There is no promotion at the moment.	-
1% Unlimited Cashback, no minimum spend Earn 5X TREATS Points with every S$5 spend and up to 3% Cashback when Manchester United win a Premier League Match. 5 TREATS Points for every $5 spend in local and/or foreign currency. Stand a chance to win a trip for two to watch Manchester United LIVE every football season. Complimentary Supplementary Cards for your loved ones Get 10% discount on food and drinks at the Red Cafe, at Old Trafford 20% discount on Manchester United Stadium and Museum Tour tickets (only upon purchase at the Old Trafford Football Ground) Complimentary travel insurance coverage of up to S$300,000 when air tickets or travel packages are charged in full to the card
			Maybank World MasterCard	There is no promotion at the moment.	-
Earn 10X TREATS Points (equivalent 4 air miles*) at merchants like Imperial Treasure Steamboat Restaurant, Peperoni Pizzeria, Victoria's Secret & more. Complimentary green fees all year round at 100 participating golf clubs in 19 countries Complimentary Plaza Premium airport lounge access.
			Maybank FC Barcelona Visa Signature	There is no promotion at the moment.	-
1.6% unlimited Cashback for all purchases in Singapore, no minimum spend required. 2X TREATS Points on all foreign currency transactions Chance to win a trip for 2 to catch FC Barcelona LIVE every football season. 5% Discount at the FCBotiga official store in Camp Nou.
			Maybank Platinum Visa	There is no promotion at the moment.	-
Get up to S$200 cashback quarterly on all local and foreign currency spend Earn 3.33% cashback on insurance payment
			Maybank DUO Platinum MasterCard	There is no promotion at the moment.	-
5% Cashback on petrol spend in Singapore and Malaysia 1.5% Cashback on foreign currency spend Unlimited Cashback cap
			Maybank Family & Friends	There is no promotion at the moment.	-
Up to 8% on daily essentials like groceries, dining and transport across Singapore and Malaysia, and 0.3% Unlimited Cashback on all other spend 3 years Annual Fee Waiver

Apply directly via our SingSaver partner: CIMB World Mastercard for up to 2% unlimited cashback on dining, groceries and petrol, permanent no annual fee.

Card	Bonus/Rewards	Terms
			CIMB Visa Infinite Card Apply by 31 May 2026	S$50 Cash via PayNow	New CIMB credit card holders only Spend min. $108 within 30 days of card activation and approval
Unlimited 2% cashback on travel, overseas spend and online spend in foreign currencies Unlimited 1% on all other retail spends Principal cardmembers enjoy 3 complimentary global lounge access at more than 1,000 airports annually Charge your full travel fares to your CIMB Visa Infinite and automatically get travel insurance coverage of up to S$1 million for you and your family No annual fees for life + Up to 4 supplementary cards with no annual fees
			CIMB Visa Signature Apply by 31 May 2026	S$50 Cash via PayNow	New CIMB credit card holders only Spend min. $108 within 30 days of card activation and approval
10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises Unlimited 0.2% cashback on all other spend Can be used for bus and train rides with SimplyGo Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card No annual fees for life + up to 4 supplementary cards with no annual fees
			CIMB World Mastercard Apply by 31 May 2026	S$50 Cash via PayNow	New CIMB credit card holders only Spend min. $108 within 30 days of card activation and approval
Unlimited 2% cashback on dining, movies and entertainment, taxi and automobile and luxury goods Unlimited 1% on all other spend with no minimum spend Enjoy 50% off green fees at 25 golf courses Complimentary travel insurance of up to S$1 million when you charge your travel fares to this card Access to over 1,000 airport lounges globally Can be used for bus and train rides with SimplyGo No annual fees for life + up to 4 supplementary cards with no annual fees

American Express cards (Platinum Charge, KrisFlyer Ascend, True Cashback) accept applications directly via amex.com.sg. For comparable miles cards available through SingSaver, see the best air miles credit cards comparison.

Card	Bonus/Rewards	Terms
			AMEX True Cashback	There is no promotion at the moment.	-
Enjoy 3% Cashback on up to S$5,000 eligible purchases within first 6 months. Enjoy 1.5% Cashback on subsequent local currency spend. No minimum spending and no earn cap.
			AMEX Platinum	There is no promotion at the moment.	-
Earn 2 Membership Rewards Points for every S$1.60 spent Enjoy complimentary dishes from the comfort of your home when you pick up takeaway offers from the Gourmet Takeout programme Up to 50% savings at selected restaurants in Singapore and around the globe Permanent waiver of miles transfer fee (worth S$40)
			AMEX Singapore Airlines KrisFlyer	There is no promotion at the moment.	-
1.2 KrisFlyer miles for every S$1 spent on all eligible purchases 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December 3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spent each calendar month 4 complimentary lounge passes each year Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier 2 KrisFlyer miles per S$1 spent on singaporeair.com, SingaporeAir mobile app, Silkair and KrisShop, with no cap

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Apply directly via our SingSaver partner: Trust Cashback Credit Card for 0% FX on overseas spend, FairPrice Linkpoints on all spend, permanent no annual fee.

Card

Bonus/Rewards

Terms

Trust Cashback Credit Card

Apply by 2 Nov 2025

Eligible new-to-card (NTC) customers who apply and receive card approval will be rewarded with a S$15 Shopee Voucher

Promotion is valid for new credit card applicants

Apply and be approved to qualify for the reward

Apply directly via our SingSaver partner: DBS Altitude Visa Signature for miles plus airport lounge, DBS yuu Visa Card for up to 18% rebate on yuu Rewards merchants, or POSB Everyday Card for 5% cashback on dining and groceries.

Card

Bonus/Rewards

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MariBank is the digital bank arm of Sea Group (parent of Shopee and Garena). The Mari Credit Card is the most rewarding no annual fee cashback card in Singapore for everyday spend in 2026. It pays 1.5 per cent unlimited cashback on local SGD transactions with no minimum spend, plus 1.5 per cent cashback on overseas spend up to S$1,500 per month with 0 per cent FX fees on all foreign currency transactions.

Apply via Singpass MyInfo in about ten minutes. Age 21 and above, S$30,000 minimum annual income (Singapore citizens or PRs). No annual fee, ever, on the local cashback component. The 0 per cent FX rate and overseas cashback are promotional terms valid till 31 December 2026; the 1.5 per cent local cashback and zero annual fee are permanent.

MariBank Credit Card is omitted by most credit card aggregators because broker affiliate sites earn no commission on MariBank. The card consistently tops r/singaporefi community recommendations for low and moderate spenders. For full comparison against UOB Absolute Cashback, Standard Chartered Simply Cash and HSBC Revolution see the credit card decision guide, the low spender spoke, and the no annual fee spoke.

Apply for the MariBank Credit Card via maribank.sg or the Mari app. Card delivery typically takes 5-7 business days. Activation via the app, virtual card available immediately on approval for Apple Pay and Google Pay.

MariBank Credit Card is not available through SingSaver or other broker affiliates (zero broker commission is part of why it offers 1.5% unlimited cashback with no annual fee). Apply directly at maribank.sg via Singpass MyInfo in about ten minutes.

Yes, you can apply for sign-up promotions from different banks simultaneously. Each bank evaluates your application independently. However, multiple applications within a short window will appear on your credit bureau report, which may temporarily lower your credit score.

What is the minimum income required to apply for a credit card in Singapore?

Most banks in Singapore require a minimum annual income of S$30,000 for Singaporeans and PRs, and S$40,000-S$60,000 for foreigners. Some entry-level cards may accept lower income thresholds. Students and NSFs may qualify for specific student or starter cards with lower requirements.

Sign-up bonuses typically take 4 to 12 weeks after you meet the minimum spend requirement. Some banks credit cashback or miles within one billing cycle, while physical gifts like electronics or vouchers may take 8 to 16 weeks for delivery.

Yes. Most sign-up promotions require you to hit the minimum spend within the first 30 to 90 days of card approval. If you miss the window, the welcome bonus is forfeited and you cannot reclaim it.

Technically yes, but most banks require you to hold the card for at least 12 months. Cancelling within the first year may result in a clawback of the sign-up bonus, annual fee charges, or both. Always check the terms and conditions before cancelling.

Looking for more ways to save? Check out our guides on birthday deals in Singapore, the best 1-for-1 buffet promotions, student deals and discounts, and food and dining deals across the island.

Once you have claimed the sign-up bonus, the card you keep using lives in your wallet for years. Pair it with the right savings account to compound cashback AND bonus interest on the same monthly spend. See the Best Savings Account Singapore guide for the right card-to-account matching.

Planning a trip? See How to Save Money on Every Overseas Trip from Singapore — how to time your card sign-up bonus to your next holiday.

Taking out a credit card and choosing the travel insurance that works for you can feel daunting, but it's also essential for keeping your finances protected.

With the right combination of cover and cost, taking out travel insurance gives you peace of mind when heading abroad, allowing you to make the most of your trip without the worry of unexpected costs.

Don’t wait until it’s too late - check out the various travel insurance available and make sure you have the coverage you need for your next great adventure!

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