Best Credit Card Promotion Sign Up Offers in Singapore

Irfan CanteroNov 06, 2025•6 min read

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Say goodbye to the hassle of hunting for freebies during credit card roadshows! You can do the same online now.

Join us as we unveil credit card sign-up offers, and receive exciting freebies such as iPad, Dyson products, and other merchandise by signing up online. Here are the list of freebies!

Plus, don't miss out on hidden gems like atrium & warehouse sales and pasar malams in Singapore.

Apply directly via our SingSaver partner: Citi Cash Back+ Card for unlimited 1.6% cashback no minimum, Citi PremierMiles Card for never-expire miles plus airport lounge access, or Citi SMRT Card for transport bonus rates.

Card	Bonus/Rewards	Terms
			Citi Rewards Apply by 30 Sept 2026	Choose one: S$400 Cash via PayNow 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Morning Coffee Machine + 20 Capsules Bundle (worth S$660)	New Citi credit card holders only Activate the Eligible Card and spend a minimum of S$500 within 30 days of card approval date Card must remain valid and in good standing, and not be cancelled, for 12 months from the date of approval to retain the reward. Terms and Conditions apply.
10X rewards points for all online purchases except mobile wallet and travel-related transactions 10X rewards points for in-store shopping purchases at department stores, clothing stores and more 1X rewards points on all other purchases Pair with amaze card to turn offline transactions into online transactions No cap on base rewards points Rewards points conversion rate: 440 Points = S$1 Up to S$1 million travel insurance coverage when you charge your travel fares to this card Bonus rewards points capped at 9,000 points per statement month Minimum annual income requirement: S$30,000; minimum age: 21
			Citi Cash Back+ Apply by 30 Sept 2026	Choose one: S$400 Cash via PayNow 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Morning Coffee Machine + 20 Capsules Bundle (worth S$660)	New Citi credit card holders only Activate the Eligible Card and spend a minimum of S$500 within 30 days of card approval date Card must remain valid and in good standing, and not be cancelled, for 12 months from the date of approval to retain the reward. Terms and Conditions apply.
1.6% cashback on all eligible spending with no minimum spend and no cap Cashback earned does not expire and can be redeemed instantly via SMS Up to 17% discount at Caltex, Esso and Shell petrol stations Up to S$1 million travel insurance coverage when you charge your travel fares to this card Use Citi PayAll to earn cash back when you pay your bills with your Citi Credit Card Minimum annual income requirement: S$30,000; minimum age: 21
			Citi PremierMiles Apply by 30 Sept 2026	Choose one: S$400 Cash via PayNow 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Morning Coffee Machine + 20 Capsules Bundle (worth S$660)	New Citi credit card holders only Activate the Eligible Card and spend a minimum of S$500 within 30 days of card approval date Card must remain valid and in good standing, and not be cancelled, for 12 months from the date of approval to retain the reward. Terms and Conditions apply.
1.2 miles per S$1 spent locally 2.2 miles per S$1 spent in foreign currency Citi Miles never expire and can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates Renewal bonus of 10,000 Citi Miles on your card anniversary 2 complimentary airport lounge visits per year to over 1,300 Priority Pass lounges worldwide Use Citi PayAll to earn Citi Miles, Citi ThankYou Points or Cash Back when you pay your bills with your Citi Credit Card Up to S$1 million travel insurance coverage when you charge your travel fares to this card 11 different airline and hotel transfer partners Admin fee of S$25 (excluding GST) applies for each conversion of Citi Miles to frequent flyer miles Minimum annual income requirement: S$30,000; minimum age: 21
			Citi Cash Back Card Apply by 30 Sept 2026	Choose one: S$400 Cash via PayNow 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Morning Coffee Machine + 20 Capsules Bundle (worth S$660)	New Citi credit card holders only Activate the Eligible Card and spend a minimum of S$500 within 30 days of card approval date Card must remain valid and in good standing, and not be cancelled, for 12 months from the date of approval to retain the reward. Terms and Conditions apply.
6% cashback on dining and grocery spending (local & overseas) 8% cashback on petrol and private commute (local & overseas) Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending 0.20% cashback for all other spending, even if you do not meet the minimum monthly spend Use Citi PayAll to earn Citi Miles, Citi ThankYou Points or Cash Back when you pay your bills with your Citi Credit Card Up to S$1 million travel insurance coverage when you charge your travel fares to this card Minimum monthly spend of S$800 required to earn bonus cashback S$80 combined cashback cap across all categories Minimum annual income requirement: S$30,000; minimum age: 21
			Citi M1 Platinum Visa Apply by 30 Sept 2026	Choose one: S$400 Cash via PayNow 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Morning Coffee Machine + 20 Capsules Bundle (worth S$660)	New Citi credit card holders only Activate the Eligible Card and spend a minimum of S$500 within 30 days of card approval date Card must remain valid and in good standing, and not be cancelled, for 12 months from the date of approval to retain the reward. Terms and Conditions apply.
Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend Up to 2.7% Citi M1 rebate on M1 Telco Bill spending Up to 2.7% Citi M1 Rebate on purchases at M1 stores Citi M1 rebate does not expire 0.3% cash rebate on eligible retail purchases Minimum annual income requirement: S$30,000; minimum age: 21
			Citi SMRT Apply by 30 Sept 2026	Choose one: S$430 Cash via PayNow 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) Morning Coffee Machine + 20 Capsules Bundle (worth S$660)	New Citi credit card holders only Activate the Eligible Card and spend a minimum of S$500 within 30 days of card approval date Card must remain valid and in good standing, and not be cancelled, for 12 months from the date of approval to retain the reward. Terms and Conditions apply.
5% savings on online purchases 5% savings at all supermarkets & grocery stores 5% savings on taxi & public transport rides Minimum monthly spend of S$500 required to get higher cashback rates Minimum annual income requirement: S$30,000; minimum age: 21
			Citi PremierMiles X CitiGold	There is no promotion at the moment.	New Citi credit card holders only Min spend S$500 within 30 days of card approval
1.2 miles per S$1 spent locally 2 miles per S$1 spent in foreign currency Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
			Citi Prestige Card	There is no promotion at the moment.	New Citi credit card holders only Min spend S$500 within 30 days of card approval
Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort 5 ThankYou Points (2 miles) for every S$1 spent overseas and 3.25 ThankYou Points (1.3 miles) for every S$1 spent locally Six complimentary golf games at highly celebrated golf courses in Singapore, Malaysia, Indonesia and China Savour an enchanting Four Hands collaboration presented by Citi Gourmet Pleasures Unlimited complimentary access to hundreds of Priority Pass airport lounges From travel and entertainment to day-to-day tasks such as organising a delivery, our global Citi Prestige Concierge team is here to support your lifestyle at home and abroad

Apply directly via our SingSaver partner: Standard Chartered Simply Cash Credit Card for 1.5% uncapped cashback, no minimum spend, permanent no annual fee.

Card	Bonus/Rewards	Terms
			Standard Chartered Simply Cash Apply by 30 Sept 2026	Choose one: • S$350 Cash via PayNow • S$370 Grab Vouchers • Dyson Cool™ AM07 Tower Fan (worth S$499) Top-up Options: • Dyson Cyclone 8 Vacuum (worth S$559) - S$100 topup • Dyson Airstrait (worth S$799) - S$100 topup • Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) - S$200 topup • iPad A16 11-inch (worth S$649) - S$300 topup • MacBook Neo 256GB Magic Keyboard (worth S$999) - S$620 topup • Apple iPad Air (M4) 11" Wi-Fi 128GB (worth S$1,149) - S$780 topup	New Standard Chartered credit card holders only Spend min. $800 within 30 days of card activation and approval
1.5% cashback for all spend, no min. spend and no cashback cap Enjoy offers and privileges for online, dining, retail and more with The Good Life® 2 year annual fee waiver Cannot be used for EZ-Reload
			Standard Chartered Journey Apply by 30 Sept 2026	Choose one: S$180 Cash via PayNow 12,000 Max Miles Samsung Galaxy Buds 4 Pro (worth S$349) Samsonite Straren Spinner 67/24 (worth S$600)	New Standard Chartered credit card holders only Spend min. $800 within 30 days of card activation and approval
Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants Earn 2 miles for every S$1 on foreign currency transactions Earn 1.2 miles for every S$1 spent locally S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023 S$10 off Grab rides to or from Changi Airport 2 complimentary visits to Priority Pass lounges around the world each year Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000 Rewards points do not expire Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme
			Standard Chartered Smart	There is no promotion at the moment.	New Standard Chartered credit card holders only Spend min. $800 within 30 days of card activation and approval
No cash advance fee No annual fee Get 3 months of Disney+ subscription Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap Enjoy 0% interest rates with 3-month EasyPay instalment tenure and 100% cashback on service fee
			Standard Chartered Visa Infinite	There is no promotion at the moment.	New Standard Chartered credit card holders only Spend min. $2,000 within 60 days of card activation and approval
Earn up to 3 miles per dollar in every statement cycle where a min. eligible spend of S$2,000 is made. Complimentary Priority Pass membership with 6 lounge visits a year. Receive complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to this card. Get access to exclusive card offers and privileges with The Good Life programme. Earn rewards points on education, rental, insurance, and tax payments via SC EasyBill. Local spend: 3.5 rewards points (1.4 miles per S$1) Miles do not expire.

Apply directly via our SingSaver partner: HSBC Revolution Card for 4 miles per dollar online and contactless, permanent no annual fee, or HSBC Live+ Card for 5% on dining, groceries, fashion and entertainment.

Card	Bonus/Rewards	Terms
			HSBC Live+ Apply by 23 Sept 2026	Choose from: S$450 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 28,000 Max Miles ECOVACS DEEBOT MINI 2 (worth S$499)	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date.
Enjoy up to 8% cashback when you dine, shop and have fun, locally and abroad Indulge your inner foodie with sweet deals of 15% discount at restaurants through our curated dining programme restaurants with accelerated cashback For a limited time, receive additional SGD100 cashback when you make at least one qualifying spend. Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680) or SGD200 cashback when you spend at least SGD500 and provide marketing consent Existing HSBC cardholders will receive SGD50 cashback.
			HSBC Revolution Apply by 23 Sept 2026	Choose from: S$450 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 28,000 Max Miles ECOVACS DEEBOT MINI 2 (worth S$499)	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date.
10X rewards points (equivalent to 4 air miles or 2.5% cashback per S$1) on online purchases and contactless payments 1X reward point for every S$1 on all other spending No min. spend required No annual fee Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders
			HSBC Advance Apply by 23 Sept 2026	Choose from: S$450 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 28,000 Max Miles ECOVACS DEEBOT MINI 2 (worth S$499)	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date.
Get 1.5% cashback on all local & overseas purchases with no min. spend Get 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month Get additional 1% cashback on all your credit card spending with HSBC Everyday Global Account Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders
			HSBC TravelOne Apply by 23 Sept 2026	Choose from: S$450 Cash via PayNow Dyson Airstait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559) 28,000 Max Miles ECOVACS DEEBOT MINI 2 (worth S$499)	New HSBC credit card holders only Min spend $500 by the end of the following calendar month from card account opening date. Pay annual fee to be eligible to receive a gift (S$196.20 incl. GST)
Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app Accelerated earn rate: up to 2.4 miles for your spending Travel privileges: Complimentary travel insurance coverage (including COVID-19), 4 x complimentary airport lounge visits for primary cardholders and more Split flexibly: Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel.

Apply directly via our SingSaver partner: OCBC INFINITY Cashback for 1.6% unlimited cashback, OCBC 365 Credit Card for 5% on dining and 22.92% on petrol, or OCBC Rewards Credit Card for online shopping points.

Card	Bonus/Rewards	Terms
			OCBC Rewards Apply by 30 Sept 2026	Choose from: S$400 Cash via PayNow S$440 Grab Vouchers 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559)	Valid for new OCBC CC holders only. Spend a min. of $400 in qualifying transactions within 30 days of card approval.
Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10 Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides Enjoy complimentary e-commerce protection on all your online purchases made with this card Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned Get fast approval and use your digital card instantly when you apply via MyInfo
			OCBC 90N MasterCard Apply by 30 Sept 2026	Choose from: S$400 Cash via PayNow S$440 Grab Vouchers 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559)	Valid for new OCBC CC holders only. Spend a min. of $400 in qualifying transactions within 30 days of card approval.
Earn 1.2 and 2.1 miles per S$1 spent locally and overseas respectively Flexibility of converting points to miles: 1 Travel$ = 1 mile No expiry on Travel$ earned, and no conversion fee Travel$ can be converted to 1.2% cashback Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee.
			OCBC 90N Visa Apply by 30 Sept 2026	Choose from: S$400 Cash via PayNow S$440 Grab Vouchers 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559)	Valid for new OCBC CC holders only. Spend a min. of $400 in qualifying transactions within 30 days of card approval.
Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively Flexibility of converting points to miles: 1 Travel$ = 1 mile No expiry on Travel$ earned, and no conversion fee Travel$ can be converted to 1.2% cashback Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee
			OCBC 365 Apply by 30 Sept 2026	Choose from: S$400 Cash via PayNow S$440 Grab Vouchers 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559)	Valid for new OCBC CC holders only. Spend a min. of $400 in qualifying transactions within 30 days of card approval.
6% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery) 3% cashback on groceries at supermarkets (both local and overseas) and online groceries 3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas) 3% cashback on recurring telco and electricity bills 3% cashback on online air and cruise tickets purchases, and hotel bookings on platforms like Agoda and Airbnb Complimentary travel insurance of up to S$500,000 Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations
			OCBC Infinity Cashback Apply by 30 Sept 2026	Choose from: S$400 Cash via PayNow S$440 Grab Vouchers 25,000 Max Miles Dyson Airstrait (worth S$799) Dyson V8 Cyclone cordless vacuum (worth S$559)	Valid for new OCBC CC holders only. Spend a min. of $400 in qualifying transactions within 30 days of card approval. *Welcome offer is stackable
1.6% unlimited cashback on all eligible spending with no min. spend and no cap Cashback automatically credited to cardholder's OCBC Infinity Account 1 year annual fee waiver

Featured Brands

Apply directly via our SingSaver partner: UOB One Card for up to 10% on selected merchants and 5% on general spend with S$2,000 monthly minimum.

Card	Bonus/Rewards	Terms
			UOB One Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Up to 20% cashback on daily spend at McDonald's, Grab, SimplyGo (bus/train rides) and Shopee Up to 18% cashback on all grocery spend Up to 4.33% cashback on SP utilities bill Up to 3.33% cashback on all other retail spend Petrol savings of up to 22.66% at Shell and up to 24% at SPC Up to 3.4% p.a. interest with UOB One Account+ when you pair it with your spend Minimum spend of S$600 monthly across at least 10 transactions required each qualifying quarter to enjoy up to 10% cashback Minimum annual income requirement: S$30,000; minimum age: 21
			UOB EVOL Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Enjoy no FX fees on overseas foreign currency spend worldwide, with no minimum spend and no cap 10% cashback on local online and mobile contactless spend (Apple Pay, Samsung Pay, Google Pay) 10% cashback on selected gym, telco and streaming spend Up to 1% cashback on all overseas FX spend (no min. spend and no cap) till 31 Dec 2026 All other spends earn 0.3% cashback Gain access to over 1,000 deals at eco-friendly, dining, and online shopping merchants No annual fees on your card, effective 1 July 2026 Up to 3.4% p.a. interest with UOB One Account+ Minimum spend of S$800 each statement month to enjoy accelerated cashback earn rate S$80 total cashback cap per statement month (S$30 cap for local online and mobile spend; S$20 cap for selected gym, telco and streaming spend; S$30 cap for all other spend) Minimum annual income requirement: S$30,000; minimum age: 21
			UOB Absolute Cashback Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
1.7% cashback on all your purchases including travel, home furnishings, weddings, luxury purchases and more 0.3% cashback on local transactions commonly excluded from earning rewards, such as charity, education, healthcare, professional services, utilities and Grab wallet top-ups No minimum spend required No cashback cap Cashback earned in current statement period is automatically used to offset the following month's bill Mobile contactless payment methods not supported Minimum annual income requirement: S$30,000; minimum age: 21
			UOB Lady's Card Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1) Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1); pair with UOB Lady's Savings Account for an additional up to 15X UNI$ (6 miles per S$1) on your preferred category LuxePay: enjoy a 0% 6- or 12-month instalment plan when you purchase luxury apparel Complimentary e-Commerce protection on your online purchases Enjoy UOB$ rebate on your daily essentials, entertainment and shopping Choose 1 rewards category out of 7 to earn up to 25X UNI$; you can change your category every quarter Minimum annual income requirement: S$30,000; minimum age: 21
			UOB PRVI Miles Visa Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Earn 3 miles per S$1 spend on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas websites 2.4 miles per S$1 spend on other overseas spend, including online shopping on overseas websites 1.4 miles per S$1 spend on local spend 4 complimentary lounge visits annually, exclusive for Principal Cardmembers Earn up to 8 miles per S$1 spend on Agoda and Expedia bookings via UOB PRVI Miles website Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account Complimentary personal accident coverage and emergency medical assistance of up to S$500,000 No minimum spend and no cap on earned miles Annual fee of S$261.60 Minimum annual income requirement: S$30,000; minimum age: 21
			UOB PRVI Miles Mastercard Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Earn 3 miles per S$1 spend on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas websites 2.4 miles per S$1 spend on other overseas spend, including online shopping on overseas websites 1.4 miles per S$1 spend on local spend 4 complimentary lounge visits annually, exclusive for Principal Cardmembers Earn up to 8 miles per S$1 spend on Agoda and Expedia bookings via UOB PRVI Miles website Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account Complimentary personal accident coverage and emergency medical assistance of up to S$500,000 No minimum spend and no cap on earned miles Annual fee of S$261.60 Minimum annual income requirement: S$30,000; minimum age: 21
			UOB PRVI American Express Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Earn 3 miles per S$1 spend on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas websites 2.4 miles per S$1 spend on other overseas spend, including online shopping on overseas websites 1.4 miles per S$1 spend on local spend 4 complimentary lounge visits annually, exclusive for Principal Cardmembers Earn up to 8 miles per S$1 spend on Agoda and Expedia bookings via UOB PRVI Miles website PRVI Miles Amex Exclusive: Earn 20,000 loyalty miles every year PRVI Miles Amex Exclusive: Earn 5,000 overseas spend bonus miles every quarter Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account Complimentary personal accident coverage and emergency medical assistance of up to S$500,000 No minimum spend and no cap on earned miles 2 year points expiry Annual fee of S$261.60 Minimum annual income requirement: S$30,000; minimum age: 21
			UOB Krisflyer Apply by 30 Sept 2026	First NTC at 2pm & 10pm: S$200 Cash via PayNow Samsonite Straren Spinner 67/24 (worth S$600) Remaining NTCs: S$90 Cash via PayNow	Apply for any participating UOB Credit Card, be an approved new-to-card (NTC) customer, and spend at least S$500 within the first month. Terms and Conditions apply.
Earn 3 KrisFlyer miles per S$1 spend on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago purchases Earn 2.4 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping, online travel and transport spend, with min. S$1,000 annual spend on Singapore Airlines, Scoot and KrisShop Earn 1.2 KrisFlyer miles per S$1 on all other spend 5,000 Welcome miles with first eligible spend (min. S$5) 10,000 KrisFlyer miles with annual renewal fee payment Exclusive privileges on Scoot, Kris+ and more Minimum annual income requirement: S$30,000; minimum age: 21

Maybank credit cards (XL Rewards, Family and Friends, Horizon, eVibes) accept applications directly via Maybank Singapore. For the latest welcome offers across all banks compared, see SingSaver's best cashback credit cards round-up.

Card	Bonus/Rewards	Terms
			Maybank Horizon Visa Signature	There is no promotion at the moment.	-
Earn up to 1.2 air miles (3X TREATS Points) on hotel booking, cruise & travel packages and many other local retail spend, with no minimum spend required. Earn up to 2.8 miles per S$1 spent overseas and all air ticket expenses with a minimum spend of S$800 using the Maybank Horizon Visa Signature card. Complimentary Airport Lounge Access Complimentary travel insurance coverage of up to S$1,000,000 when you charge your travel fares in full to your Maybank Horizon Visa Signature Card
			Maybank Manchester United Platinum Visa	There is no promotion at the moment.	-
1% Unlimited Cashback, no minimum spend Earn 5X TREATS Points with every S$5 spend and up to 3% Cashback when Manchester United win a Premier League Match. 5 TREATS Points for every $5 spend in local and/or foreign currency. Stand a chance to win a trip for two to watch Manchester United LIVE every football season. Complimentary Supplementary Cards for your loved ones Get 10% discount on food and drinks at the Red Cafe, at Old Trafford 20% discount on Manchester United Stadium and Museum Tour tickets (only upon purchase at the Old Trafford Football Ground) Complimentary travel insurance coverage of up to S$300,000 when air tickets or travel packages are charged in full to the card
			Maybank World MasterCard	There is no promotion at the moment.	-
Earn 10X TREATS Points (equivalent 4 air miles*) at merchants like Imperial Treasure Steamboat Restaurant, Peperoni Pizzeria, Victoria's Secret & more. Complimentary green fees all year round at 100 participating golf clubs in 19 countries Complimentary Plaza Premium airport lounge access.
			Maybank FC Barcelona Visa Signature	There is no promotion at the moment.	-
1.6% unlimited Cashback for all purchases in Singapore, no minimum spend required. 2X TREATS Points on all foreign currency transactions Chance to win a trip for 2 to catch FC Barcelona LIVE every football season. 5% Discount at the FCBotiga official store in Camp Nou.
			Maybank Platinum Visa	There is no promotion at the moment.	-
Get up to S$200 cashback quarterly on all local and foreign currency spend Earn 3.33% cashback on insurance payment
			Maybank DUO Platinum MasterCard	There is no promotion at the moment.	-
5% Cashback on petrol spend in Singapore and Malaysia 1.5% Cashback on foreign currency spend Unlimited Cashback cap
			Maybank Family & Friends	There is no promotion at the moment.	-
Up to 8% on daily essentials like groceries, dining and transport across Singapore and Malaysia, and 0.3% Unlimited Cashback on all other spend 3 years Annual Fee Waiver

Apply directly via our SingSaver partner: CIMB World Mastercard for up to 2% unlimited cashback on dining, groceries and petrol, permanent no annual fee.

Card	Bonus/Rewards	Terms
			CIMB Visa Infinite Card Apply by 30 Sept 2026	S$50 Cash via PayNow (SingSaver Exclusive) Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) — stackable with the above	New CIMB credit card holders only Activate the Eligible Card and spend a minimum of S$2,000 within 60 days of card approval date Samsonite luggage promotion is stackable with the SingSaver Exclusive Offer. Terms and Conditions apply.
Unlimited 2% cashback on travel, overseas spend and online spend in foreign currencies Unlimited 1% on all other retail spends Principal cardmembers enjoy 3 complimentary global lounge access at more than 1,000 airports annually Charge your full travel fares to your CIMB Visa Infinite and automatically get travel insurance coverage of up to S$1 million for you and your family No annual fees for life + Up to 4 supplementary cards with no annual fees Min. spending of S$2,000 in the statement month to qualify for the 2% cashback Only Singapore citizens and Permanent Residents may apply; minimum annual income requirement: S$120,000
			CIMB Visa Signature Apply by 30 Sept 2026	S$50 Cash via PayNow (SingSaver Exclusive) Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) — stackable with the above	New CIMB credit card holders only Activate the Eligible Card and spend a minimum of S$2,000 within 60 days of card approval date Samsonite luggage promotion is stackable with the SingSaver Exclusive Offer. Terms and Conditions apply.
10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises Unlimited 0.2% cashback on all other spend Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card No annual fees for life + up to 4 supplementary cards with no annual fees Minimum spending of S$800 in the statement month to qualify for 10% cashback 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category; earn 0.2% cashback on all spend when you exceed the cashback cap
			CIMB World Mastercard Apply by 30 Sept 2026	S$50 Cash via PayNow (SingSaver Exclusive) Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) — stackable with the above	New CIMB credit card holders only Activate the Eligible Card and spend a minimum of S$2,000 within 60 days of card approval date Samsonite luggage promotion is stackable with the SingSaver Exclusive Offer. Terms and Conditions apply.
Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods Unlimited 1% on all other eligible spend with no minimum spend Enjoy 50% off green fees at 25 golf courses Access to over 1,000 LoungeKey airport lounges globally Can be used for bus and train rides with SimplyGo No annual fees for life + up to 4 supplementary cards with no annual fees Only Singapore citizens and Permanent Residents may apply; minimum annual income requirement: S$30,000 Minimum spend of S$1,000 required for 2% cashback earn rate; minimum spend of S$500 required for 1% cashback earn rate

American Express cards (Platinum Charge, KrisFlyer Ascend, True Cashback) accept applications directly via amex.com.sg. For comparable miles cards available through SingSaver, see the best air miles credit cards comparison.

Card	Bonus/Rewards	Terms
			AMEX True Cashback	There is no promotion at the moment.	-
Enjoy 3% Cashback on up to S$5,000 eligible purchases within first 6 months. Enjoy 1.5% Cashback on subsequent local currency spend. No minimum spending and no earn cap.
			AMEX Platinum	There is no promotion at the moment.	-
Earn 2 Membership Rewards Points for every S$1.60 spent Enjoy complimentary dishes from the comfort of your home when you pick up takeaway offers from the Gourmet Takeout programme Up to 50% savings at selected restaurants in Singapore and around the globe Permanent waiver of miles transfer fee (worth S$40)
			AMEX Singapore Airlines KrisFlyer	There is no promotion at the moment.	-
1.2 KrisFlyer miles for every S$1 spent on all eligible purchases 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December 3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spent each calendar month 4 complimentary lounge passes each year Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier 2 KrisFlyer miles per S$1 spent on singaporeair.com, SingaporeAir mobile app, Silkair and KrisShop, with no cap

Apply directly via our SingSaver partner: Trust Cashback Credit Card for 0% FX on overseas spend, FairPrice Linkpoints on all spend, permanent no annual fee.

Card

Bonus/Rewards

Terms

Trust Cashback Credit Card

There is no promotion at the moment.

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Apply directly via our SingSaver partner: DBS Altitude Visa Signature for miles plus airport lounge, DBS yuu Visa Card for up to 18% rebate on yuu Rewards merchants, or POSB Everyday Card for 5% cashback on dining and groceries.

Card	Bonus/Rewards	Terms
			POSB Everyday Card Apply by 30 Sept 2026	Base Reward Options: S$288 Cash via PayNow S$310 Grab Voucher 18,000 Max Miles Morning Mini bundle + 20 Capsules Bundle (worth S$425) Samsonite STRAREN Spinner 67/24 (worth S$600) Top-up Reward Options: Dyson V8 Cyclone vacuum (worth S$559) - S$150 topup Dyson Airstrait (worth S$799) - S$200 topup Sony WH-1000XM6 Earphone (worth S$649) - S$200 topup iPad A16 11-inch (worth S$649) - S$350 topup	Apply for selected credit cards from DBS and POSB within the promo period using the promo code "SINGSAVER" during the application and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward. Have a valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward. Stackable with DBS Cashline in-house promotion (up to S$200).
Up to 10% cash rebates on dining Up to 10% cash rebates on in-store spend in Malaysian Ringgit Up to 10% cash rebates on your daily commute
			DBS Altitude Visa Signature Card Apply by 30 Sept 2026	Base Reward Options: • S$288 Cash via PayNow • S$310 Grab Voucher • 18,000 Max Miles • Morning Mini bundle + 20 Capsules Bundle (worth S$425) • Samsonite STRAREN Spinner 67/24 (worth S$600) Top-up Reward Options: • Dyson V8 Cyclone vacuum (worth S$559) - S$150 topup • Dyson Airstrait (worth S$799) - S$200 topup • Sony WH-1000XM6 Earphone (worth S$649) - S$200 topup • iPad A16 11-inch (worth S$649) - S$350 topup	Apply for selected credit cards from DBS and POSB within the promo period using the promo code "SINGSAVER" during the application and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward. Have a valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward. Stackable with DBS Cashline in-house promotion (up to S$200).
Up to 1.3 miles per S$1 spent locally Up to 2.2 miles per S$1 spent on overseas purchases Receive 10,000 bonus miles when you pay the annual fee of S$196.20 2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide
			DBS Altitude American Express Card Apply by 30 Sept 2026	Base Reward Options: • S$288 Cash via PayNow • S$310 Grab Voucher • 18,000 Max Miles • Morning Mini bundle + 20 Capsules Bundle (worth S$425) • Samsonite STRAREN Spinner 67/24 (worth S$600) Top-up Reward Options: • Dyson V8 Cyclone vacuum (worth S$559) - S$150 topup • Dyson Airstrait (worth S$799) - S$200 topup • Sony WH-1000XM6 Earphone (worth S$649) - S$200 topup • iPad A16 11-inch (worth S$649) - S$350 topup	Apply for selected credit cards from DBS and POSB within the promo period using the promo code "SINGSAVER" during the application and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward. Have a valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward. Stackable with DBS Cashline in-house promotion (up to S$200).
Up to 1.3 miles per S$1 spent locally Up to 2.2 miles per S$1 spent on overseas purchases Receive 10,000 bonus miles when you pay the annual fee of S$196.20
			yuu Visa Card Apply by 30 Sept 2026	Base Reward Options: • S$288 Cash via PayNow • S$310 Grab Voucher • 18,000 Max Miles • Morning Mini bundle + 20 Capsules Bundle (worth S$425) • Samsonite STRAREN Spinner 67/24 (worth S$600) Top-up Reward Options: • Dyson V8 Cyclone vacuum (worth S$559) - S$150 topup • Dyson Airstrait (worth S$799) - S$200 topup • Sony WH-1000XM6 Earphone (worth S$649) - S$200 topup • iPad A16 11-inch (worth S$649) - S$350 topup	Apply for selected credit cards from DBS and POSB within the promo period using the promo code "SINGSAVER" during the application and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward. Have a valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward. Stackable with DBS Cashline in-house promotion (up to S$200).
Up to 36X Points on yuu participating merchants 1X Point on all other spend S$1 spend = 1 yuu Point. No limit. No cap
			yuu American Express Card Apply by 30 Sept 2026	Base Reward Options: • S$288 Cash via PayNow • S$310 Grab Voucher • 18,000 Max Miles • Morning Mini bundle + 20 Capsules Bundle (worth S$425) • Samsonite STRAREN Spinner 67/24 (worth S$600) Top-up Reward Options: • Dyson V8 Cyclone vacuum (worth S$559) - S$150 topup • Dyson Airstrait (worth S$799) - S$200 topup • Sony WH-1000XM6 Earphone (worth S$649) - S$200 topup • iPad A16 11-inch (worth S$649) - S$350 topup	Apply for selected credit cards from DBS and POSB within the promo period using the promo code "SINGSAVER" during the application and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward. Have a valid DBS PayLah! account by the end of the Qualifying Spend period to be eligible for the reward. Stackable with DBS Cashline in-house promotion (up to S$200).
Up to 36X Points on yuu participating merchants 1X Point on all other spend S$1 spend = 1 yuu Point. No limit. No cap

Card	Bonus/Rewards	Terms
			BOC Elite Miles Card	There is no promotion at the moment.	-
Earn accelerated air miles Redeem other rewards, such as shopping vouchers Exclusive benefits curated for World Mastercard cardmembers 24-Hour Mastercard Concierge Service
			BOC Visa Infinite Card	There is no promotion at the moment.	-
Enjoy 1.6% cash rebate on all purchases Enjoy up to 3% cash rebate on electrical vehicle charging Enjoy 0.3% cash rebate for insurance and education spend Enjoy 4 x complimentary access to participating airport lounge annually
			BOC NVMO Card	There is no promotion at the moment.	-
10% cash rebate on dining & online food delivery globally 8% cash rebate on travel & entertainment 3% cash rebate on shopping & lifestyle Up to 3% cashback on health & wellness

MariBank is the digital bank arm of Sea Group (parent of Shopee and Garena). The Mari Credit Card is the most rewarding no annual fee cashback card in Singapore for everyday spend in 2026. It pays 1.5 per cent unlimited cashback on local SGD transactions with no minimum spend, plus 1.5 per cent cashback on overseas spend up to S$1,500 per month with 0 per cent FX fees on all foreign currency transactions.

Apply via Singpass MyInfo in about ten minutes. Age 21 and above, S$30,000 minimum annual income (Singapore citizens or PRs). No annual fee, ever, on the local cashback component. The 0 per cent FX rate and overseas cashback are promotional terms valid till 31 December 2026; the 1.5 per cent local cashback and zero annual fee are permanent.

MariBank Credit Card is omitted by most credit card aggregators because broker affiliate sites earn no commission on MariBank. The card consistently tops r/singaporefi community recommendations for low and moderate spenders. For full comparison against UOB Absolute Cashback, Standard Chartered Simply Cash and HSBC Revolution see the credit card decision guide, the low spender spoke, and the no annual fee spoke.

Apply for the MariBank Credit Card via maribank.sg or the Mari app. Card delivery typically takes 5-7 business days. Activation via the app, virtual card available immediately on approval for Apple Pay and Google Pay.

MariBank Credit Card is not available through SingSaver or other broker affiliates (zero broker commission is part of why it offers 1.5% unlimited cashback with no annual fee). Apply directly at maribank.sg via Singpass MyInfo in about ten minutes.

Yes, you can apply for sign-up promotions from different banks simultaneously. Each bank evaluates your application independently. However, multiple applications within a short window will appear on your credit bureau report, which may temporarily lower your credit score.

What is the minimum income required to apply for a credit card in Singapore?

Most banks in Singapore require a minimum annual income of S$30,000 for Singaporeans and PRs, and S$40,000-S$60,000 for foreigners. Some entry-level cards may accept lower income thresholds. Students and NSFs may qualify for specific student or starter cards with lower requirements.

Sign-up bonuses typically take 4 to 12 weeks after you meet the minimum spend requirement. Some banks credit cashback or miles within one billing cycle, while physical gifts like electronics or vouchers may take 8 to 16 weeks for delivery.

Yes. Most sign-up promotions require you to hit the minimum spend within the first 30 to 90 days of card approval. If you miss the window, the welcome bonus is forfeited and you cannot reclaim it.

Technically yes, but most banks require you to hold the card for at least 12 months. Cancelling within the first year may result in a clawback of the sign-up bonus, annual fee charges, or both. Always check the terms and conditions before cancelling.

Looking for more ways to save? Check out our guides on birthday deals in Singapore, the best 1-for-1 buffet promotions, student deals and discounts, and food and dining deals across the island.

Once you have claimed the sign-up bonus, the card you keep using lives in your wallet for years. Pair it with the right savings account to compound cashback AND bonus interest on the same monthly spend. See the Best Savings Account Singapore guide for the right card-to-account matching.

Planning a trip? See How to Save Money on Every Overseas Trip from Singapore — how to time your card sign-up bonus to your next holiday.

Taking out a credit card and choosing the travel insurance that works for you can feel daunting, but it's also essential for keeping your finances protected.

With the right combination of cover and cost, taking out travel insurance gives you peace of mind when heading abroad, allowing you to make the most of your trip without the worry of unexpected costs.

Don’t wait until it’s too late - check out the various travel insurance available and make sure you have the coverage you need for your next great adventure!

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