Majulah Package 2026 Singapore: $1,000 Earn and Save Bonus, RSB, and MediSave Bonus for Singaporeans Born 1973 or Earlier

The Majulah Package is the Singapore Government's retirement boost for Singaporeans born in 1973 or earlier - roughly 1.6 million people, focused on the "Young Seniors" cohort born 1960 to 1973 who are now in their 50s and early 60s. Announced in National Day Rally 2023 and rolled out from December 2024, it costs the government around $7 billion across three components: a yearly Earn and Save Bonus (ESB) of up to $1,000, a one-time Retirement Savings Bonus (RSB) of up to $1,500, and a one-time MediSave Bonus of up to $1,250.

If you're searching for "Majulah Package 2026 payout date" - the 2026 ESB was paid in March 2026 (already done). The RSB and MediSave Bonus were both one-time disbursements in December 2024. The next ESB tranche lands March 2027.

This guide pulls every number from govbenefits.gov.sg (last updated 21 April 2026). Last verified: 5 May 2026.

Table of Contents

1. What the Majulah Package is, and who qualifies (born 1973 or earlier)

2. Earn and Save Bonus 2026: $400 to $1,000 paid into CPF in March

3. Retirement Savings Bonus and MediSave Bonus: both already paid in December 2024

4. Where the money lands: Retirement Account, Special Account, Ordinary Account

5. How to confirm your 2026 ESB landed and plan for 2027

6. Majulah vs GSTV vs Assurance Package vs Silver Support: which is which

7. The full claimable government cash stack 2026 for Young Seniors

1. What the Majulah Package is, and who qualifies (born 1973 or earlier)

The Majulah Package was designed to give Singaporeans approaching retirement an extra boost - particularly the "Young Senior" cohort born between 1960 and 1973 who didn't benefit as much from earlier schemes like Pioneer Generation or Merdeka Generation. Every Singapore Citizen born in 1973 or earlier will receive at least one component.

The three components and their status:

• Earn and Save Bonus (ESB): Yearly cash top-up to CPF, paid every March from 2025 onwards. Up to $1,000/year for the lowest income tier
• Retirement Savings Bonus (RSB): One-time CPF top-up of up to $1,500, paid December 2024 - ALREADY DONE
• MediSave Bonus: One-time MediSave top-up of up to $1,250 (originally $750, enhanced by $500 in October 2024), paid December 2024 - ALREADY DONE

Quick eligibility check: if you were born in 1973 or earlier, you qualify for at least one component. Whether you got which (and how much) depends on your income, CPF balance, and Annual Value of your home as at 30 November of the assessment year.

Who counts as a Young Senior

• Born 1960 to 1973: Currently aged 53 to 66 in 2026 - the core target group
• Born 1959 or earlier: Already covered by Pioneer Generation (born before 1950) or Merdeka Generation (born 1950-1959), but still receive Majulah on top
• Born after 1973: Not eligible for Majulah - covered by other schemes like Workfare Income Supplement and the regular GSTV

2. Earn and Save Bonus 2026: $400 to $1,000 paid into CPF in March

The Earn and Save Bonus is the only Majulah component still recurring. To get it, you need to tick all four boxes:

• Singapore Citizen born in 1973 or earlier
• Working - earning average monthly income of $500 to $6,000 (employment OR trade income)
• Annual Value (AV) of your home: $31,000 or less
• You don't own more than one property

The amount depends on your average monthly income for the preceding Year of Assessment. The 2026 ESB used your YA2025 income (income earned in 2024) divided by months worked in 2024.

Concessionary ESB ($400 even if you earn below $500/month)

Three groups qualify for the concessionary $400 ESB even if their income is below $500/month: persons with disabilities, workers receiving ComCare Short-to-Medium-Term Assistance, and caregivers of care recipients (typically those residing with someone medically certified to have permanent moderate-to-severe disabilities).

This concessionary tier is the catch for many who think "I don't earn enough to qualify." If you're caregiving full-time for a parent or spouse, check the criteria - you may qualify for $400/year you're not claiming.

Why payout went into CPF instead of bank account

The ESB is structured as a retirement boost, not a cash payout. It goes into your CPF account - you can't withdraw it as cash. When you start drawing CPF LIFE monthly payouts in retirement, your ESB amount will be included in those monthly payouts.

3. Retirement Savings Bonus and MediSave Bonus: both already paid in December 2024

If you're searching for "Majulah Retirement Savings Bonus 2026" or "Majulah MediSave Bonus 2026" - both were one-time payouts in December 2024 and won't happen again in 2026 or beyond. Nothing to claim, nothing to wait for.

Retirement Savings Bonus (RSB) - paid December 2024

The RSB was a one-time CPF top-up of up to $1,500 for Singaporeans born in 1973 or earlier whose CPF retirement savings were below the 2023 Basic Retirement Sum of $99,400 (measured as at 31 December 2022). The amount tapered down based on how close your CPF balance was to the BRS - those further below got the full $1,500, those closer got progressively less.

It went into your CPF Retirement Account (or Special Account if RA wasn't open yet). Same restriction as ESB: not withdrawable as cash, becomes part of your monthly CPF LIFE payouts.

MediSave Bonus - paid December 2024

The MediSave Bonus was a one-time top-up to your CPF MediSave Account. Originally announced at $750 for Singaporeans born in 1973 or earlier, then enhanced by $500 in October 2024 (bringing it to $1,250 for that cohort). Pioneer Generation and Merdeka Generation members received different amounts on top of their existing bonuses.

Unlike the RSB, MediSave Bonus is immediately useful - it sits in MediSave and can be drawn down for MediShield Life premiums, outpatient bills, hospitalisation costs and more.

Did I get them?

Both were credited automatically - no sign-up needed. To check, log into your CPF account at cpf.gov.sg with Singpass and look at your transaction history for December 2024. The RSB will appear as a top-up to your RA or SA; the MediSave Bonus will appear as a top-up to your MediSave Account.

4. Where the money lands: Retirement Account, Special Account, Ordinary Account

All three Majulah components go into CPF, but which sub-account depends on your age and how much you've already saved:

• Retirement Account (RA): Default for ESB and RSB if your RA is already open (typically opened at age 55 with Full Retirement Sum, or earlier with deferment)
• Special Account (SA): If your RA isn't open yet (you're below 55, or above 55 but haven't triggered RA opening), the ESB lands in your SA - which earns the same 4% base rate as RA
• Ordinary Account (OA): Only for those aged 55+ who have already set aside the Full Retirement Sum, OR Basic Retirement Sum with a property pledge. ESB lands in OA where you can use it for housing or investments
• MediSave Account (MA): The one-time MediSave Bonus only - immediately usable for healthcare expenses

Why you can't withdraw the ESB or RSB as cash

The ESB and RSB are designed as retirement savings - their entire purpose is to boost your monthly CPF LIFE payouts when you start drawing them. CPF policy locks them up the same way as your regular CPF contributions. The only way to "access" them is via your monthly CPF LIFE payout in retirement.

For more on how CPF LIFE monthly payouts work and how additional top-ups affect them, the CPF Board's LIFE estimator on cpf.gov.sg gives a personalised number based on your current balance.

Practical impact: if you're a $1,000/year ESB recipient for 10 years (age 55 to 65), that's $10,000 of principal sitting in your RA earning 4% compounded - roughly $12,000 by the time you start CPF LIFE at 65. That adds about $50/month to your monthly payout for life.

5. How to confirm your 2026 ESB landed and plan for 2027

March 2026 has come and gone. If you qualify but didn't see the deposit, here's the troubleshooting order:

1. Log into your CPF account at cpf.gov.sg with Singpass. Check the transaction history for March 2026 - look for "Majulah Earn and Save Bonus" or similar in your RA, SA or OA.
2. Log into govbenefits.gov.sg e-services with Singpass. The Majulah section will tell you if you were flagged eligible for ESB 2026 and which sub-account it was credited to.
3. Check your YA2025 Notice of Assessment in myTax Portal. If your average monthly income exceeded $6,000 (e.g. promotion in 2024), you're above the threshold and won't qualify. If it was below $500/month and you're not in the concessionary group, also no qualification.
4. Verify your AV: log into IRAS and check your home's Annual Value as at 30 November 2025. If AV crossed $31,000 (some properties have moved up after recent reassessments), you no longer qualify.
5. If all checks pass and you still didn't get paid, contact the Majulah Package hotline at 1800 222 2888 or file an enquiry through govbenefits.gov.sg.

Planning for the 2027 ESB

The 2027 ESB will use your YA2026 income (earned in 2025) and your AV/property status as at 30 November 2026. Disbursement: March 2027.

Two things to watch before November 2026 if you're close to a tier boundary:

• Income near $2,500/month: dropping just under bumps you from $700 to $1,000/year. Could matter if you're scaling down work hours in your late 50s
• AV near $31,000: if your home's AV increases past $31k after a property reassessment, you lose ESB entirely - even by $1

6. Majulah vs GSTV vs Assurance Package vs Silver Support: which is which

Singaporeans aged 55+ can be eligible for multiple government schemes simultaneously. Here's how Majulah fits with the others:

Key differences:

• Majulah is for Young Seniors who are still working - if you've fully retired and earn nothing, ESB doesn't apply (unless concessionary)
• Silver Support is means-tested for retired seniors - kicks in at 65 and pays cash you can spend, unlike Majulah which goes to CPF
• GSTV runs forever for everyone who qualifies, regardless of age - the backbone scheme
• Assurance Package is winding down: final $250 Cash tranche in December 2026 then ends

For deep dives on each: our GSTV 2026 guide, Assurance Package 2026 guide and CDC Voucher guide cover the schemes that pair with Majulah for the typical Young Senior household.

7. The full claimable government cash stack 2026 for Young Seniors

A typical Young Senior household (one or two SCs born 1960-1973, working, AV ≤ $31k) sits on a stack of overlapping schemes. Here's the complete 2026 picture:

• Majulah ESB 2026: $400 to $1,000 per eligible adult, paid March 2026 to CPF (already done)
• GST Voucher 2026: up to $850 Cash + $450 MediSave + 1.5x U-Save in August - see our GSTV guide
• Assurance Package 2026: final $250 Cash tranche in December - see our AP guide
• CDC Vouchers: $300 per household, expires 31 Dec 2026 - see our CDC guide
• SG60 Vouchers: $600 or $800 one-time, expires 31 Dec 2026
• Climate Voucher: $400 per HDB household for energy-efficient appliances - see our Climate Voucher guide
• SG Culture Pass: $100 per SC adult for arts and heritage - see our Culture Pass guide

A Young Senior couple in an HDB 4-room with combined income in the lowest ESB tier could pull $2,000+ of ESB into CPF, $1,700+ in GSTV Cash + MediSave, $500 of AP/CDC/SG60 cash, plus thousands more in CPF interest compounding from the RSB they got in December 2024 - all in a single calendar year.

For Majulah enquiries the official hotline is 1800 222 2888 (Mon-Fri, charges apply for mobile calls). Or file an enquiry via the official enquiry form on govpayouts.gov.sg.